About Us
Helping drivers understand and get the right uninsured/underinsured motorist coverage since 2005.
Coverage You Can Actually Understand
Underinsured Motorist Insurance is a division of Contractors Choice Agency, an independent insurance agency founded in 2005 and licensed in all 50 states.
Uninsured/underinsured motorist coverage is one of the most important — and most misunderstood — parts of an auto policy. About 1 in 7 drivers is uninsured, and many more carry only their state's low minimum limits. When one of them causes a crash, the medical bills, lost wages, and pain land on you unless your own UM/UIM coverage steps in. Yet most drivers have never had it explained, and many carry far less than they should.
Our approach is straightforward: explain UM/UIM in plain English, review what you actually have, and — because we're independent — shop multiple A.M. Best A-rated carriers to find you stronger limits at a fair price. No jargon, no single-carrier sales pitch, no pressure. Just the right coverage in place before you ever need it.
Not Sure If You're Covered Enough?
Get a fast, no-obligation review of your UM/UIM limits. Call or fill out our quote form and we'll shop multiple carriers for you.
Are You Covered If the Other Driver Isn't?
Get a quote in minutes and find out if your UM/UIM limits are enough. We shop multiple carriers and explain your options in plain English — no pressure.